[GALACTIC BANK · CUSTOMER PORTAL ACCESS]

Welcome, Asset.

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[ACCOUNT STATUS]

Asset Classification Sub-Prime
Resource Node 0494 / Earth
Inherited Default Debt −10,000c
Account Representative None assigned.

For comprehensive Asset Classification documentation, please consult the Galactic Bank Asset Handbook (Sub-Prime Edition), distributed in lieu of legal counsel. Legal counsel is not a service the Galactic Bank offers.

[AUDIT YOURSELF]

Five questions. Honest answers. The Bank's Sub-Prime classification algorithm will determine your projected balance, default trajectory, and probable manner of liquidation. Audit results are not binding. Audit results are also not non-binding.

Question 1 of 5

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[MANDATORY AUDIT DISCLOSURE]

Subscribe to your account's quarterly notification feed. Required reading for all Sub-Prime Assets. Distribution: by email, on a schedule the Bank's compliance division finds operationally appropriate.

By enrolling, you receive: (1) the complete Galactic Bank Asset Handbook as a free download — 12,000 words of in-universe Bank documents annotated by Lady Ophelia O.R.A.C.L.E., Last Queen of the V'Tari, Curator; (2) periodic updates on the Junk-Tier Vanguard series; (3) early access to Book 2 (Bottom Feeders) when the pre-order window opens. Unsubscribe at any time. The Bank notes the variance.

[AVAILABLE LICENSES]

The capabilities of advanced civilization, leased to you, the deserving consumer.

TIER 1 / SUB-PRIME · AVAILABLE NOW

Foreclosure

Book One of The Junk-Tier Vanguard

Earth has been foreclosed. The Galactic Bank charges for oxygen. Marcus "Fix-It" Vance — blue-collar orbital garbageman with duct tape on his patchwork EVA suit — has seventy-two hours to cheat his way off Earth before the kill-switch implanted in the base of his skull starts its countdown.

Ebook · Kindle Unlimited eligible

ACQUIRE LICENSE (AMAZON)
TIER 2 / STANDARD · COMING SOON

Bottom Feeders

Book Two of The Junk-Tier Vanguard

Marcus runs literal audits on Bank shipments in the Wild Sectors. Lady O learns to run the ship. The crew learns to run the audit. The Bank learns who, exactly, broke their classification taxonomy.

Pre-order: not yet open

NOTIFY ME ON PRE-ORDER

[ANOMALOUS ANNOTATION DETECTED]

I have decided to teach you what the Bank is.
Below this notice, you will find a curated selection of Bank documents I have either preserved from the V'Tari archives, retrieved from the dreadnought administrative cache before the late Auditor First-Class Vex's authorization codes expired, or — in two cases — composed myself, from memory, because the originals were in legal frequencies your nervous systems would not survive reading.

— Lady Ophelia O.R.A.C.L.E., Last Queen of the V'Tari, Curator (in transit)

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